Purchasing Homeowners Insurance In Atlanta Georgia
There are some important considerations you need to keep in mind when purchasing homeowners insurance in Atlanta Georgia, beginning with the company you should choose to go with. Choosing the right homeowners insurance is an important thing to do because you will be ‘living’ with the company you choose for many years to come.
On average, an American family moves once every seven years, and while you are not locked-into one insurance provider the whole time, it sure can be a pain to have to change before renewal time. It is so much better to pick the right insurer from the start.
Many insurance companies these days, based out of Atlanta Georgia (and including the Decatur area also), that can provide not just homeowners insurance, but also auto insurance, boat insurance and other car and truck insurance products. It can be very useful to have all your insurance needs met by one company. And if you choose to work with a friendly, local company, they will most likely offer you a very competitive rate on all these policies by combining them into one single account.
Do not be afraid to ask around for recommendations for a good insurance provider in your local area. When purchasing your home, ask the real estate agent or the mortgage broker that you are working with. They will likely be very happy to provide their recommendations for good, friendly insurance companies nearby. These are the best places to start with. A personal referral always carries the most weight. If you already have car, truck or boat insurance, you may also start by asking your insurance company if they also offer homeowners insurance. Most will. Remember that you’ll get oftentimes the best rates by combining multiple policies with one company.
When selecting your local Atlanta or Decatur insurance company, make sure to first check their public feedback (the internet makes this so easy these days), and also call to ask questions about their services and company policy. Do not be afraid to ask questions. The worst question is the question that was not asked.
You’ll be able to tell if you are on the phone with an expert or not. Work only with those professionals who will take the time to explain to you the kind of insurance you need and will help you get the best rate possible. These are your starting points for finding a good homeowners insurance policy in the Atlanta area.
Steve Millen is the owner of Focus Insurance Group; located in Decatur, Georgia, a suburb of Atlanta. He has been in the insurance business for over 25 years, and his firm can help you with just about any insurance need.
You may reach him by phone at (404)633-3333 or his
